Out of Credits? Solutions & Options

What to do when you've used all your credits and need to continue using AI features.

Troubleshooting4 min read

Checking Your Balance

View Current Credits

  1. Click your avatar in the top right
  2. Select "Settings"
  3. Go to the "Subscription" tab
  4. View:
    • Current credit balance
    • Credits used this period
    • Next renewal date

Understanding the Message

When you see "Insufficient credits":

  • Your balance is 0 or below required amount
  • The action you attempted needs more credits
  • AI features are temporarily unavailable

Getting More Credits

Option 1: Wait for Renewal

Free users: Credits refresh daily at midnight UTC Premium users: Credits renew on your billing date

Option 2: Purchase Credit Top-Ups

Visit faithgpt.io/pricing and scroll to "Credit Top-Ups":

PackageCreditsPriceBest For
Quick75$4.99Small project
Standard200$12.99Regular use
Large500$27.99Heavy usage

Credits are added instantly after purchase.

Option 3: Upgrade Your Subscription

PlanMonthly CreditsPrice
Weekly225$7.99/week
Monthly1,200$19.99/month
Annual14,400$199.99/year

Upgrades take effect immediately with prorated billing.

Free Features to Use

While waiting for credits, these features work without credits:

Bible Tools (Free)

  • Read the Bible (any translation)
  • Search verses by keyword
  • Browse books and chapters
  • Save bookmarks
  • Create highlights
  • Manual notes (no AI)

For You (Free to View)

  • Read daily devotionals
  • View past devotionals
  • Answer reflection questions

Prayer Journal (Free)

  • Write manual prayers
  • View prayer history
  • Mark answered prayers
  • Organize by category

Study Plans (Free)

  • Follow reading plans
  • Track progress
  • Mark chapters complete

Reducing Usage

Tips to Conserve Credits

  1. Batch your questions: Ask multiple things in one message
  2. Use free search first: Find verses without AI
  3. Save insights: Don't re-analyze the same verses
  4. Review history: Check if you've already asked something
  5. Plan image projects: Generate multiple images at once

Credit Cost Reference

ActionCredits
AI Chat message1
Scripture Insights1
AI Prayer2
4 Images8
Video Creation4
Bible Memory AI1

Usage Monitoring

Check Settings > Usage tab to see:

  • Credits used by feature
  • Usage trends over time
  • Remaining balance

Questions about credits? Email hello@faithgpt.io

Last updated: January 22, 2026

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