Understanding Credits & Tokens
Learn how FaithGPT's credit system works and what actions cost credits.
In this article
What Are Credits?
Credits are the currency that enables AI-powered features in FaithGPT. Every interaction with our AI models uses computational resources, and credits help us maintain high-quality service for all users.
Key Points About Credits
- Credits are consumed when you use AI features
- Different features cost different amounts
- Free users receive 5 daily credits (refresh at midnight UTC)
- Premium subscribers receive monthly credits that renew on their billing date
- Unused credits do not roll over to the next period
Credit Costs by Feature
| Feature | Credit Cost | Description |
|---|---|---|
| AI Chat | 1 credit | Per message in conversations |
| Scripture Insights | 1 credit | Per verse analysis |
| Prayer Journal (AI) | 2 credits | AI-generated prayer suggestions |
| Image Generation | 8 credits | For 4 images (2 per image) |
| Bible Memory Analysis | 1 credit | Per verse memorization help |
| Video Creation | 4 credits | Per video generated |
Free Features (No Credits Required)
- Bible reading and search
- Manual prayer journaling
- For You daily devotionals (viewing)
- Bible Study Plans (reading)
- Bookmarks and highlights
- Notes and notebooks
Getting Credits
Free Plan
- 5 credits per day
- Credits refresh at midnight UTC
- Access to all features (credit permitting)
Premium Subscriptions
| Plan | Credits | Price |
|---|---|---|
| Weekly | 225 credits | $7.99/week |
| Monthly | 1,200 credits | $19.99/month |
| Annual | 14,400 credits | $199.99/year |
One-Time Credit Top-Ups
| Package | Credits | Price |
|---|---|---|
| Quick Top-Up | 75 credits | $4.99 |
| Standard Top-Up | 200 credits | $12.99 |
| Large Top-Up | 500 credits | $27.99 |
Managing Your Usage
Check Your Balance
- Go to Settings (sidebar on desktop, "More" then "Settings" on mobile)
- Your credit balance is shown at the top of the page
- Select the "Subscription" tab for plan details and renewal date
Usage Tips
- Plan your projects: If you need many images, plan ahead
- Use free features: Bible reading and search don't cost credits
- Upgrade if needed: Premium plans offer better value per credit
- Monitor usage: Check Settings > Usage tab for detailed breakdown
What Happens When Credits Run Out?
When you have insufficient credits:
- You'll see an "Insufficient credits" message
- AI features will be temporarily unavailable
- Free features continue to work normally
- You can purchase more credits or wait for renewal
Questions about credits? Email hello@faithgpt.io
Last updated: January 22, 2026
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