Have you ever been surprised by unexpected charges from an AI service? Or struggled to understand which features cost what? FaithGPT's credit system was designed to eliminate those frustrations. Every AI feature has a clear, upfront credit cost, and the new AI Tools Modal gives you complete visibility and control over your usage.
In this comprehensive guide, we'll break down exactly how FaithGPT's credits work, what each feature costs, and how to maximize your ministry budget while leveraging powerful AI tools.
FaithGPT credits are a unified currency that works across all AI-powered features on the platform. Think of them like arcade tokens;you purchase credits, then spend them on whichever AI tools you need most.
Why a Credit System?
Transparency: Know exactly what each feature costs before using it
Flexibility: Spend credits on what matters to your ministry (all chat vs. all images vs. mixed usage)
Fair Pricing: Pay only for AI processing you actually use
Predictability: Set budgets and track usage in real-time
No Surprises: Clear cost display before you generate anything
Alternative to Traditional Pricing:
Old Model (Subscription Chaos):
- Pay $10/month for chat
- Pay $15/month for image generation
- Pay $20/month for video
- Pay $8/month for audio
- Total: $53/month for full access + limited usage on each
FaithGPT Credit Model:
- One subscription with daily credits
- Use credits however you want
- Total: One price, all features, you decide allocation
The AI Tools Modal: Your Command Center
The AI Tools Modal is FaithGPT's centralized hub for discovering and managing all AI features. Accessed from the main navigation, it provides:
Key Features:
1. Complete Tool Discovery
- See all available AI features in one place
- Browse by category (Text, Images, Video, Audio, Study Tools)
- Learn what each tool does before trying it
- Quick launch any feature directly from modal
2. Real-Time Credit Display
- Current balance shown prominently
- Daily credit refresh countdown
- Credit cost per tool displayed upfront
- Usage history and analytics
3. Cost Calculator
- Estimate credit needs for projects
- "How many images can I generate with my credits?"
- "Can I afford this video + 3 images?"
- Plan usage to stay within budget
4. Smart Recommendations
- "Popular this week" highlights
- "You might like" based on usage patterns
- "Try this instead" for lower-cost alternatives
- Feature tutorials and tips
5. Credit Management
- Purchase additional credits
- View subscription tier comparison
- Upgrade/downgrade plans
- Set usage alerts
How to Access AI Tools Modal:
- Click "AI Tools" button in main navigation
- Or press keyboard shortcut: Cmd/Ctrl + K
- Or click your credit balance in top-right corner
Credit Costs by Feature
Here's a comprehensive breakdown of what each FaithGPT feature costs:
AI Chat & Conversation (Credit per Message)
FaithGPT Mini (Gemini Flash)
- Cost: 1 credit per message
- Best for: General questions, quick answers, casual chat
- Speed: Very fast
- Quality: Good for most uses
FaithGPT Max (Gemini Pro)
- Cost: 2 credits per message
- Best for: Deep theological discussion, complex analysis
- Speed: Fast
- Quality: Higher reasoning, nuanced responses
GPT-4 (OpenAI)
- Cost: 4 credits per message
- Best for: Advanced reasoning, creative writing, detailed explanations
- Speed: Medium
- Quality: Excellent, industry-leading
Claude Sonnet (Anthropic)
- Cost: 3 credits per message
- Best for: Long documents, nuanced analysis, coding help
- Speed: Fast
- Quality: Excellent, large context window
When to Use Which:
- Daily devotional questions → FaithGPT Mini (1cr)
- Sermon research and prep → FaithGPT Max (2cr)
- Complex theology or apologetics → GPT-4 (4cr) or Claude (3cr)
- Long document analysis (prayer journal review) → Claude (3cr)
Image Generation (Credits per Batch)
Standard Generation (4 images)
- Cost: 8 credits per generation (2cr per image)
- Resolution: 1024x1024 or 1024x1792
- Best for: Social media graphics, sermon visuals, general use
- Generation time: 30-60 seconds
Bulk Generation (6 images)
- Cost: 12 credits per generation (2cr per image)
- Use case: Testing variations, multiple options
- Same quality as standard
Template-Based Generation
- Cost: 8 credits (same as standard)
- Benefit: Pre-optimized prompts for better results
- Examples: Biblical selfies, sermon graphics, prayer cards
Cost-Saving Tips:
- Generate 4-6 images at once to test variations
- Use templates to avoid failed generations
- Save successful prompts to reuse
Video Generation (Credits per Video)
Short Videos (5-10 seconds)
- Pika Labs: 10-15 credits
- Luma Dream: 12-18 credits
- Runway Gen-4: 20-30 credits
- Veo 3: 15-25 credits
- Best for: Social media clips, transitions
Medium Videos (15-20 seconds)
- Pika Labs: 20-30 credits
- Luma Dream: 25-35 credits
- Runway Gen-4: 40-60 credits
- Kling AI: 35-50 credits
- Best for: Sermon b-roll, worship backgrounds
Long Videos (25-30 seconds)
- Runway Gen-4: 60-80 credits
- Kling AI: 50-70 credits
- Veo 3: 45-65 credits
- Best for: Complete scenes, storytelling
Extended Videos (1-3 minutes)
- Kling AI 2.0: 100-200 credits
- Only model supporting extended length
- Best for: Full worship songs, longer illustrations
Model Selection Strategy:
- Budget-conscious: Pika Labs (fastest, cheapest)
- Balanced: Veo 3 or Luma Dream (good quality, reasonable cost)
- Premium quality: Runway Gen-4 (highest quality, highest cost)
- Long-form: Kling AI 2.0 (only option for 1+ minutes)
Bible Memory Game (Credits per Practice Session)
Voice Recognition Practice
- Cost: 1-2 credits per verse recitation
- Includes: Speech-to-text processing, accuracy analysis, feedback
- Daily Challenge: Often free or discounted
Why It Costs Credits:
- Advanced AI speech recognition
- Text similarity comparison algorithms
- Real-time feedback generation
- Progress tracking and analytics
Cost-Effective Usage:
- Complete daily challenges (often free/discounted)
- Practice multiple verses in one session
- Review previously learned verses (costs less than new)
For You Feed Devotionals (Credits per Generation)
Daily Devotional Generation
- Cost: 5-10 credits per devotional
- Includes: Multi-verse analysis, theological content, personal integration
- Frequency: One daily generation included in most plans
Custom Devotional Request
- Cost: 8-15 credits
- Use case: Specific topic or theme outside daily generation
- Benefit: Tailored to immediate needs
Why It's Worth Credits:
- Analyzes your prayer history
- References your memories and conversations
- Generates 350-450 words of theologically rich content
- Includes multiple Scripture references
- Creates personalized prayer focus and challenges
Kids Bible Scenes (Credits per Video)
Short Animated Scene (5-10 seconds)
- Cost: 15-25 credits
- Quality: Child-appropriate, safe content
- Styles: Multiple animation options
Medium Scene (15-20 seconds)
- Cost: 30-45 credits
- Best for: Complete Bible story moments
Longer Scene (25-30 seconds)
- Cost: 50-70 credits
- Best for: Fuller narratives, VBS content
Template Stories (Pre-made)
- Cost: Same as length-based pricing
- Benefit: Biblically verified, tested prompts
- Examples: David & Goliath, Noah's Ark, Nativity
Scripture Insights (Credits per Analysis)
Basic Verse Insight
- Cost: 1-2 credits
- Includes: Theological overview, cross-references, brief context
Deep Verse Analysis
- Cost: 3-5 credits
- Includes: Original language study, historical context, theological implications, practical application
Passage Analysis (Multiple verses)
- Cost: 5-10 credits depending on length
- Best for: Sermon prep, small group study
Verse Finder (Credits per Search)
Semantic Search
- Cost: 1 credit per search
- Benefit: AI-powered conceptual verse discovery
- Example: "Find verses about overcoming fear" (not just keyword "fear")
Advanced Filters + Search
- Cost: 1-2 credits
- Includes: Testament filter, book filter, theme filter + AI
Why It Costs Credits:
- Semantic analysis of your query
- AI understanding of concepts
- Matching to 31,000+ verses
- Relevance ranking and sorting
Other AI Features
Prayer Journal AI Categorization
- Cost: 1 credit per prayer auto-categorized
- Optional: Can manually categorize for free
AI-Generated Prayers
- Cost: 2-3 credits per prayer generation
- Use case: When you struggle to find words
Conversation Title Generation
- Cost: 0.5 credits (automatic)
- Benefit: Auto-titles your chat conversations
Background Memory Extraction
- Cost: 1-2 credits (automatic after conversations)
- Benefit: AI remembers important details about you
Free Tier vs. Paid Plans: Credit Allocation
Free Tier
- Daily Credits: 20-50 credits (refreshes daily)
- Enough for:
- 10-20 chat messages with Mini model
- 2-3 image generations
- 1-2 short videos
- Multiple Bible study tools
- Limitations:
- No credit rollover
- Access to basic models only
- Watermarks on some content
- Best for: Personal devotions, trying out features
Believer Plan (~$10/month)
- Daily Credits: 100-150 credits
- Enough for:
- 50+ chat messages daily
- 10+ image generations
- 5+ short videos
- All study tools unlimited
- Benefits:
- Credit rollover (up to 500 credits)
- No watermarks
- Priority generation
- Access to premium models
- Best for: Active individuals, small group leaders
Disciple Plan (~$20/month)
- Daily Credits: 250-350 credits
- Enough for:
- 100+ chat messages
- 25+ image generations
- 15+ videos (mixed lengths)
- Heavy feature usage
- Benefits:
- Larger rollover (up to 2000 credits)
- Highest priority processing
- Advanced analytics
- Early access to new features
- Best for: Content creators, pastors, ministry leaders
Church/Ministry Plans
- Custom credit pools: Negotiated based on team size
- Shared credits: Entire team draws from pool
- Admin controls: Track usage, set limits
- Volume discounts: Lower per-credit cost
- Best for: Church staff teams, ministries, organizations
View current pricing at faithgpt.io/pricing
Smart Credit Usage: Tips to Maximize Your Budget
1. Choose the Right AI Model for the Task
Don't use GPT-4 when Mini will do:
- Simple question: "What does Philippians 4:13 mean?" → Mini (1cr) not GPT-4 (4cr)
- Complex theology: "Explain Calvinist vs Arminian soteriology" → GPT-4 (4cr)
Savings: Using Mini instead of GPT-4 saves 3 credits per message (75% savings)
2. Batch Your Generations
Images:
- Generate 4-6 at once to test variations
- Refine prompt, regenerate full batch
- Don't generate 1 image, evaluate, generate 1 more (wastes credits on failed attempts)
Videos:
- Generate multiple variations in one session
- Test different models simultaneously
- Compare results before committing to expensive long videos
3. Use Templates and Suggestions
Image Studio Templates:
- Pre-tested prompts reduce failed generations
- Higher success rate = fewer wasted credits
Kids Bible Scenes Templates:
- Biblically accurate, pre-vetted
- No credits wasted on theological corrections
4. Leverage Free Features First
Before spending credits:
- Use Bible reader (free)
- Read existing devotionals (free archives)
- Manual Bible search before Verse Finder
- Browse public image gallery for inspiration
Then enhance with AI:
- Use Verse Finder for unique needs
- Generate custom devotionals for specific situations
- Create original images when templates don't fit
5. Take Advantage of Daily Challenges
Free/Discounted:
- Daily Bible Memory challenge (reduced cost)
- Daily For You devotional (included)
- Daily featured AI chat topic (sometimes free)
Strategy: Do free/discounted items first, then allocate remaining credits to other needs
6. Monitor Your Usage in AI Tools Modal
Weekly review:
- Check credit usage trends
- Identify high-cost features you might reduce
- See which features give best ROI
- Adjust habits accordingly
Example: If you're burning 50 credits/day on chat but barely using images, consider downgrading and using Mini model more often.
7. Roll Over Credits When Possible
Paid plans allow rollover:
- Unused credits don't disappear
- Build up reserves for big projects
Strategy:
- Use sparingly during normal weeks
- Spend heavily when preparing for Easter/Christmas/VBS
Example: Save credits for 3 weeks, then generate entire VBS media package in one weekend
8. Compare Credit Costs Across Features
For sermon preparation:
- Option A: 10 GPT-4 messages = 40 credits
- Option B: 20 Mini messages + 3 Scripture Insights = 20 + 6 = 26 credits (35% savings)
For social media content:
- Option C: 5 videos at 20cr each = 100 credits
- Option D: 10 images at 8cr each = 80 credits (20% savings, may be sufficient)
9. Use Conversation History Wisely
Credits are per NEW message:
- Continue existing conversations (AI remembers context)
- Don't start new chats for follow-up questions
- One 10-message conversation costs less than 10 separate 1-message chats (no context rebuilding)
10. Time Your Generations
If you have daily credit limit:
- Don't waste unused credits at 11:59 PM
- Use them or lose them (free tier)
- But on paid plans, they roll over
Strategy: Generate content just before credits refresh if you'll hit your limit
Common Questions About FaithGPT Credits
Do unused credits expire?
Free Tier: Yes, daily credits reset each day. Use them or lose them.
Paid Plans: Unused credits roll over up to a maximum (500-2000 depending on plan). Once you hit the cap, additional daily credits are still added, but you can't bank infinite credits.
Can I purchase additional credits if I run out?
Yes! You can buy credit packs without upgrading your subscription:
- 100 credits: ~$5
- 300 credits: ~$12
- 500 credits: ~$18
- (Pricing varies; check current rates)
When this makes sense:
- One-time big project (VBS media)
- Unexpected sermon series prep
- Testing premium features before upgrading
Do credits work across all features?
Yes! That's the benefit of the unified credit system. You can spend all credits on chat, or all on images, or mix however you want.
Example flexibility:
- Week 1: Spend 80% on images for sermon series graphics
- Week 2: Spend 80% on chat for theological research
- Week 3: Spend 60% on video for social media campaign
Can I share credits with my team?
Church/Ministry plans: Yes, credits are pooled and shared.
Individual plans: No, credits are personal to your account.
Workaround: Create a church account with shared login (check terms of service)
You immediately receive the new tier's daily credit allocation. If you had unused credits from the lower tier, they roll over (up to new tier's maximum).
Example:
- Free tier: 30 daily credits, 20 unused
- Upgrade to Believer: Get 150 credits immediately + your 20 rollover = 170 total
Are there any hidden fees?
No. FaithGPT's credit system is completely transparent:
- Every feature shows cost upfront
- AI Tools Modal displays your balance
- No surprise charges
- No overage fees (you simply can't generate beyond your credits)
Can I downgrade without losing rollover credits?
Yes, but with a caveat:
- If you have 500 rolled credits on Disciple plan (2000 max rollover)
- Downgrade to Believer plan (500 max rollover)
- You keep all 500, but can't accumulate beyond 500 going forward
How do I track my credit usage over time?
AI Tools Modal provides analytics:
- Daily usage graphs
- Feature breakdown (% spent on chat vs images vs video)
- Historical trends
- Projections ("At this rate, you'll run out in X days")
Best practice: Check weekly to adjust usage habits.
Credit Allocation Strategies for Different Users
Solo Pastor / Ministry Leader
Daily credit budget: 100-150 credits
Recommended allocation:
- 40% Chat (sermon research, theological questions) = 40-60cr
- 30% Images (sermon graphics, social media) = 30-45cr
- 20% Video (worship backgrounds, promos) = 20-30cr
- 10% Study Tools (insights, verse finder, devotionals) = 10-15cr
Total: Believer Plan sufficient
Church Media Team
Daily credit budget: 250-350 credits (or church plan with pooled credits)
Recommended allocation:
- 20% Chat (copy writing, planning) = 50-70cr
- 50% Images (heavy graphics production) = 125-175cr
- 25% Video (social media, worship) = 62-88cr
- 5% Study Tools (content research) = 13-18cr
Total: Disciple Plan or Church Plan
Small Group Leader / Sunday School Teacher
Daily credit budget: 50-100 credits
Recommended allocation:
- 50% Chat (discussion questions, lesson prep) = 25-50cr
- 20% Images (handouts, visual aids) = 10-20cr
- 10% Video (Kids Bible Scenes, illustrations) = 5-10cr
- 20% Study Tools (insights, devotionals) = 10-20cr
Total: Free Tier or Believer Plan
Individual Believer (Personal Growth)
Daily credit budget: 20-50 credits
Recommended allocation:
- 40% Chat (theological questions, spiritual guidance) = 8-20cr
- 10% Images (devotional graphics, social shares) = 2-5cr
- 10% Video (worship, meditation) = 2-5cr
- 40% Study Tools (devotionals, memory, insights) = 8-20cr
Total: Free Tier sufficient for most
Content Creator / Christian Influencer
Daily credit budget: 250-500 credits
Recommended allocation:
- 20% Chat (content ideation, scripting) = 50-100cr
- 40% Images (social media graphics) = 100-200cr
- 35% Video (Reels, TikTok, YouTube content) = 88-175cr
- 5% Study Tools (research, accuracy checking) = 13-25cr
Total: Disciple Plan or custom arrangement
Conclusion: Transparent, Flexible, Fair
FaithGPT's credit system puts you in control. You know exactly what you're paying for, exactly what features cost, and exactly how to allocate your resources for maximum ministry impact.
The AI Tools Modal serves as your dashboard,helping you discover features, track usage, and make informed decisions about how to invest your credits.
Whether you're a solo pastor stretching a tight budget or a large church media team producing content daily, the credit system adapts to your needs. You decide where to spend, what to prioritize, and how to maximize every credit.
"For where your treasure is, there your heart will be also." - Matthew 6:21
May your investment in AI tools.measured in credits or dollars.ultimately serve to treasure Christ more fully and share Him more effectively with a world that desperately needs the Gospel.
Related Articles from FaithGPT:
- AI Video Generation for Churches - Understanding video credit costs
- Image Studio Templates and Styles - Maximizing image generation efficiency
- 10 Practical Ways to Use AI in Your Church - ROI on AI investment
Start using your credits wisely at FaithGPT.io. Access the AI Tools Modal today and discover how far your credits can take your ministry.
